Unlock Your Dream Home

Find flexible options and competitive rates to make homeownership a reality!

Open a HELOC & We'll Pay Closing Costs

Up to $1,000—only for a limited time **

Simplify Your Budget

Flexible personal loans with rates as low as 10.49% APR *

Credit Cards

Certificates

Money Market Auto Loans Mortgage Loans Personal Loans

Branches & ATMs

Credit Cards

Certificates

Money Market Auto Loans Mortgage Loans Personal Loans

Branches & ATMs

The most influential partner in your financial journey

With nine branches, digital banking and thousands of shared branches and fee-free ATMs nationwide, USF Federal Credit Union is here to help you on your journey to achieve financial success.

Current Rates
Certificates Money Market Auto Loans APR* as low as Personal Loans APR* as low as Credit Cards APR* as low as APR* as low as

Simplify Your Budget

With a personal loan, you can easily cover tuition, books, supplies and other expenses or even consolidate debt. Enjoy low rates, quick approvals and a single monthly payment.

Buy Now, Pay Later

Get your purchase amount deposited back into your account when you use your USF FCU debit card and Buy Now, Pay Later.

USF FCU Visa ® Credit Cards

Whether you're looking for cash back rewards, a great introductory balance transfer offer, or a little help rebuilding your credit history, we have a credit card that fits your lifestyle.

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* Auto loan rate includes 0.25% APR discount by enrolling in eStatements and automatic payments from your credit union account and 0.25% APR discount when using our complimentary Auto Advisors car buying service. Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
** APY= Annual Percentage Yield. Rates, terms and conditions are subject to change without notice. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account. Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.

NCUA Equal Housing Lender

Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the U.S. Government.